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A poor credit history can be a major hindrance in the process of purchasing a home. However, the credit report and adequate credit score plays a crucial role in determining whether the home loan would be granted or rejected. The reason behind this is that the credit report provides particulars about the economic or financial history of the debt payers. Therefore, if the credit report is not good enough or does not look favorable, it

Business Organizations require the movement of funds for their smooth functioning and in order to meet the entire financial requirement. Individuals have now resorted to short term loan facilities that are cash credit and overdraft facility. Both are credit facilities that are pertaining to credit with a lender. The words credit and over indicate that you can withdraw more funds than usual capacity. Overdraft and cash Credit account is generally considered more or less similar,

An industrial property purchase loan opts when one wishes to buy an industrial building which is ready to move-in. The loan amount is agreed upon by the bank. There are some parameters that are checked and assessed before agreeing upon the amount, they are, the income of the borrower, purchase value, the present market value of the property. The purchased property must comply with all the rules and regulations legally as well as technically. The

If your credit is low and you are willing to make a home purchase, perhaps you might be really worried about availing loan. However, there exists a possibility to receive home loan even with a bad credit. Though, a poor credit history can make the entire process slightly difficult. Therefore, it becomes essential to put efforts towards increasing the credit. How to apply for a home loan with a Bad Credit? Here mentioned are few

An Overdraft is a financial tool which is a line of credit provided by the banks to the individual and business entities. These facilities provide Businesses and Individuals access to funds beyond your available credit funds, ensuring that you are well covered for emergency expenses and other short term cash flow issues. In the current financial scenario, banks grant this facility to the customer’s savings account as well. It is a type of credit facility